Mortgages for First Time Home Buyers

Trusted Windsor Essex County & Chatham Kent Mortgage Broker

Windsor, Essex County, Chatham-Kent Mortgages for First Time Home Buyers Made Easy.

Mortgages for First Time Home Buyers in Windsor and across Ontario Made Easy!

We specialize in helping people across the Windsor area when it comes to getting a mortgage for first time home buyers.

Get more information Today!
FREE, no-hassles and no-obligation

We help First Time Home Buyers in the Windsor area and across Ontario get the mortgage they need.

Buying your first home in Ontario is an exciting time for sure. You're about to take an important step so you'll definitely need some sound advice from a mortgage professional such as myself. I will give you the facts your bank might not tell you about financing your next home purchase. With access to multiple lenders across Canada, I will help you find the best lending rates and the best mortgage options to help you buy your first home.

Contact me for a free, no-hassle conversation.

First Time Home Buyer Items to Note

As a first-time homebuyer in the Windsor area or anywhere in Ontario, you will want to be familiar with the various government programs that apply to your situation. Whether it's a rebate you may qualify for or a tax-efficient way of funding your down payment, there are a number of programs below that can help you potentially save some money when you buy your first home:

    • The Home Buyers' Tax Credit currently works out to a rebate of $750 for all eligible first-time home buyers.
    • The Canadian government's Home Buyers' Plan (HBP) allows first-time home buyers to borrow up to $35,000 from your RRSP for a down payment, tax-free.
    • If you qualify, land transfer tax rebates are available to first-time home buyers in Ontario. There is also a land transfer tax rebate available for first-time homebuyers in the city of Toronto.
    • If you buy your home before it’s built, or if you substantially renovate an existing home, you could qualify for a rebate for a portion of the sales tax. The GST/HST new housing rebate amount you can qualify for depends on the purchase price of the home, and can only be claimed if the net purchase price is $450,000 or less.

What's Next?

Get in Touch

First time buyer or refinancing? Call for a free quote!

learn more

Apply Now

We shop for the best mortgage option at no charge to you.

learn more

Mortgage Calculators

Crunch the numbers and explore your mortgage options!

learn more

Goodbye Headaches.
Hello Easy Pre-Qualification.

Competitive Rates from your trusted Windsor Area Mortgage Broker

Google Rating
users image

Hi, How can I help you?